An ad inside the Gallery Place Metro station. When I saw this I couldn't believe it—Visa is advertising itself as risky! And what's shocking about that is that it's so honest. If you take on too much credit card debt, you're risking your entire future b/c credit card companies have managed to get so much legal protection there's almost no way to get out of paying back that debt (declaring bankruptcy won't get you off the hook anymore). Meanwhile, they will continue to charge you unconscionable amounts of interest until your debt is all paid off. So yeah, using Visa is substantially risky. I'm just surprised such a greedy franchise would be so honest in its advertising.